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£4.57/mo
Annual payment also available

Easy, Simple, Brilliant
Cycle Insurance

Designed by cyclists

What do we cover?

You, your bike(s), kit and accessories. Competition and travel cover included as standard.

Who do we cover?

All disciplines. Whether you ride road, MTB, tri, urban, eBikes or BMX, one policy covers the lot.

Simple + brilliant

No long forms. 3-step sign up with 0% interest monthly payments, all managed online in your cloud account.

Your Main Policy Benefits

New for Old

There is no depreciation on bikes of any age. You're covered for the amount you insure for, irrespective of age.

£150 Breakdown Cover

We’ll cover you for up to £150 to get you to your home, car or nearest travel link if you break down and can’t fix your bike.

£2m Public Liability

For when you need it need it the most. Excluding the USA and Canada.

Family & Friends

Your bikes are covered for anyone you give permission to use them, friend or family, for a ride or competition.

Multi-Bike

Up to a 50% discount : designed for cyclists with multiple bikes.

Worldwide Travel

In transit and on location, whether competing or on holiday with the family.

No Claims Discount

You can earn up to 15% No Claims Discount when you stay with Bikmo Plus.

0% monthly payments

Pay for 12 months upfront and forget about it, or split the payments over 12 months, with 0% interest.

Theft, accidental & vandalism

You're covered whether your bike is stolen, vandalised or damaged whilst riding on the roads or trails.

"My greatest fear is that when I die my partner sells my bikes for what I said they cost."

Anon

Who We Work With

Policy Information

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Bikmo Plus Policy Information

In this section you can find out all you need about Bikmo Plus Cycle Insurance from Frequently Asked Questions and the main benefits of the policy to the Bikmo DNA+ pack you'll receive and how you can earn vouchers for new bike kit.

Any other questions? Just email us at hello@bikmoplus.com

"Ego took a bashing today on a ride when I was overtaken on a climb by a cat walking on the pavement next to me."

Chris Hoy

Katy Curd //

Professional Mountain Bike Racer // 2014 4X World Champion // Rose Bikes 'The Unchained'

"Bikmo Plus has hit the nail on the head when it come to insurance - my bikes are my pride and joy, they are a huge part of my life. Knowing they are safe in the hands of Bikmo Plus whether I'm at home or away racing is a big relief. Finally insurance that is not only affordable but cares about your bike as much as you do."

Juliet Elliott //

Fixie, Road, MTB & BMX junkie // Editor of Bikes & Stuff // Marketing Consultant

"Choosing cycle insurance can be really confusing so it was really refreshing to find Bikmo - because it’s run by cyclists, they understand how bicycles fit into my life and they’ve made the process really simple to navigate. It’s a weight off my mind to know my fleet are covered!"

Nick Rose //

Long Distance Age Group Triathlete // 15 x IRONMAN finisher // Quintana Roo CD0.1 TT bike

"Having the peace of mind when riding socially or racing that my bike and kit are all covered is something less to worry about. My bikes and kit are more precious to me than my car, it deserves the same protection and David and the Bikmo team have covered all my needs with a great policy."

Sandy Plenty //

Trailhead Bike Shop Owner // Enduro Racer // Custom Santa Cruz Nomad Build

"I own 8 bikes and compete Enduro across the country. The team at Bikmo Plus understand what I need and cover every side of my cycling life."

Martin Cox //

Transcontinental Racer // Road.cc writer // Rapide Bikes RC4

"Insurance is a nasty word in our house, it’s like betting against yourself! Thankfully Bikmo Plus make covering my loved-ones both simple and easy to sort out. I can travel and know that with Bikmo Plus everything is sorted, whether I’m riding in the Peak’s or racing across Europe it’s one less thing to worry about, and that makes my riding that little bit more fun!"

Julia Hobson //

Professional MTB Rider & Guide // Loves Enduro // Juliana Bikes Roubion

"Super stoked to have joined the Bikmo Plus ambassador team this year. Bikmo Plus is uncomplicated, comprehensive and hassle-free insurance designed by riders, for riders, and provides cover for your bikes at home and away, as well as covering you and your steed when racing and travelling worldwide. An insurance company that understands proper bikes. I am glad that my Juliana Bicycles ROUBION is going to be insured by these guys on its 2015 adventures."

All your documents online with cloud based features

Store all your documents, receipts and images online for hassle free claims.

Take an image of your bike and receipt with your smartphone.

No need to wait on a call. All your policy documents and files are stored online for you to access 24/7.

Bikmo is a trading style of 45north Ltd, an appointed representative of Inspire Risk Management Ltd, and underwritten by Inspire Risk Management Ltd on behalf of Hiscox Insurance Company Limited, Registered in England number 00070234. Hiscox Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Inspire Risk Management Ltd are authorised and regulated by the Financial Conduct Authority - reference 479991. Trading address : Merchants House, Crook St, Chester, CH1 2BE.